Everybody wants to retire as comfortably as possible.
It is never too early to start planning your retirement. For younger clients, retirement might be a little in the background, as we assist you with more immediate aims such as buying a home, paying off debt, managing your career and raising a family. But the fact that there are more pressing aims does not mean that retirement should be ignored completely, and we can show you how to manage your affairs so that what you do today also benefits you when you retire.
For clients closer to retirement age, we help you decide when and how to start to make the transition from working life to retirement. For some people this transition is a gradual process. For others it is more sudden. Either way, we help you ensure that you make the transition as comfortably and successfully as possible.
This can include things like planning for the potential use of Centrelink and other Government benefits.
For clients who have already retired, our aim is simple: to help you make sure your money lasts as long as you need it to. This means ensuring that you have invested your super in the right place and that you are managing the costs of your investments – including tax – as efficiently as possible.
Once again, we also ensure that your financial planning makes best use of Centrelink and any other government benefits to which you may be entitled
I greatly enjoy helping people achieve their financial goals, and I am committed to providing a high level of service to my clients. I pride myself on being open and honest with clients, as well as keeping the promises and commitments I make to them.
I have more than 30 years experience in the financial services industry, starting as an insurance agent with a large financial institution, and moving through a broad range of management positions and financial planning roles. Having worked for over 12 years with State Super Financial Services, I am an expert in Commonwealth Public Sector Defined Benefit Schemes –CSS and PSS. I have a strong background working through Redundancies and developing Centrelink (Age Pension) strategies.
Born and bred in Melbourne, I have spent most of my working life here, apart from short stints in rural Victoria and New South Wales. I am married with three adult children, and now have 4 grandsons. I enjoy overseas travel with my wife, am a keen golfer and long time supporter of the Geelong Football Club.
Chris Thorn is an authorised representative (1258276) of Nextplan Financial Pty Ltd (AFSL 1258276).